Largest lenders in Fountain County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Wolfe Financial | C | 40 | 24 | 0.0% | 7.06% |
| 2 | Rocket Mortgage | C | 35 | 23 | 28.6% | 6.88% |
| 3 | The Fountain Trust | C | 33 | 13 | 39.4% | — |
| 4 | Horizon Bank | A | 30 | 23 | 20.0% | 6.13% |
| 5 | Old National Bank | B | 25 | 14 | 24.0% | 6.50% |
| 6 | Mortgage Research Center | C | 23 | 12 | 13.0% | 6.63% |
| 7 | First Financial Bank | D | 22 | 16 | 22.7% | 6.44% |
| 8 | Freedom Mortgage | B | 18 | 7 | 5.6% | 6.25% |
| 9 | Industrial Federal Credit Union | C | 18 | 17 | 5.6% | — |
| 10 | Purdue | B | 17 | 10 | 23.5% | 6.81% |
| 11 | Carrington Mortgage Services | D | 15 | 7 | 20.0% | 6.63% |
| 12 | United Shore Financial Services | B | 15 | 14 | 6.7% | 6.68% |
| 13 | Ruoff Mortgage Company | A | 15 | 13 | 0.0% | 6.75% |
| 14 | Newrez | D | 13 | 4 | 23.1% | 6.49% |
| 15 | Pennymac Loan Services | C | 12 | 2 | 41.7% | 6.13% |
| 16 | Figure Lending | C | 12 | 6 | 0.0% | 10.40% |
| 17 | Fair Way Lending | B | 11 | 11 | 0.0% | 7.00% |
| 18 | Everwise Credit Union | C | 10 | 6 | 10.0% | 7.38% |
| 19 | First Merchants Bank | C | 9 | 3 | 33.3% | 6.88% |
| 20 | Fairway Independent Mortgage | B | 9 | 8 | 11.1% | 7.00% |
| 21 | PNC Bank | D | 8 | 5 | 12.5% | 7.00% |
| 22 | AmeriSave Mortgage | D | 8 | 2 | 62.5% | 6.06% |
| 23 | Longview Bank | A | 8 | 8 | 0.0% | — |
| 24 | First Financial Bank | C | 8 | 6 | 12.5% | 7.00% |
| 25 | The Fisher National Bank | A | 8 | 7 | 0.0% | — |
What Fountain County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Fountain County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 505 | 285 | 21.4% | 7.13% | $115,000 |
| 2024 | 575 | 327 | 23.1% | 6.99% | $135,000 |
| 2025 | 610 | 362 | 17.5% | 6.75% | $155,000 |
Frequently asked questions
17.5% of applications in Fountain County were denied in 2025, against 16.6% statewide in Indiana.
Wolfe Financial, with 40 applications in 2025 and a denial rate of 0.0%.
The median mortgage application in Fountain County in 2025 was for $155,000; the median property value on originated loans was $225,000.