Wolfe Financial in Indiana vs the state
0.9%Denial rate-15.63 pts vs state
1.3%Decision denial rate-18.89 pts vs state
74.2%Origination rate+11.93 pts vs state
6.88%Median rate+0.13 pts vs state
0.70Rate spread (pts)+0.34 pts vs state
$78kMedian applicant income
474Loans originated
6Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 595 | 461 | 2.5% | 7.13% | #86 |
| 2024 | 559 | 437 | 0.9% | 7.13% | #99 |
| 2025 | 639 | 474 | 0.9% | 6.88% | #100 |
What Wolfe Financial lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Wolfe Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hendricks County | 95 | 65 | 1 | 1.1% |
| Montgomery County | 93 | 66 | 1 | 1.1% |
| Jackson County | 65 | 54 | 0 | 0.0% |
| Marion County | 64 | 46 | 3 | 4.7% |
| Putnam County | 54 | 44 | 1 | 1.9% |
| Fountain County | 40 | 24 | 0 | 0.0% |
| Boone County | 30 | 26 | 0 | 0.0% |
| Vermillion County | 22 | 17 | 0 | 0.0% |
| Vigo County | 21 | 16 | 0 | 0.0% |
| Clay County | 19 | 14 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 639 applications in 2025, of which 474 were originated and 6 denied.
0.9% of all applications, or 1.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Wolfe Financial originated in Indiana in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Wolfe Financial's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology