The Fountain Trust in Indiana vs the state
23.1%Denial rate+6.53 pts vs state
23.9%Decision denial rate+3.74 pts vs state
57.8%Origination rate-4.49 pts vs state
—Median rate
—Rate spread (pts)
$98kMedian applicant income
160Loans originated
64Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 312 | 178 | 26.0% | 7.14% | #137 |
| 2024 | 281 | 190 | 19.9% | — | #149 |
| 2025 | 277 | 160 | 23.1% | — | #168 |
What The Fountain Trust lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most The Fountain Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tippecanoe County | 106 | 74 | 17 | 16.0% |
| Fountain County | 33 | 13 | 13 | 39.4% |
| Montgomery County | 29 | 12 | 12 | 41.4% |
| White County | 22 | 13 | 2 | 9.1% |
| Carroll County | 15 | 9 | 4 | 26.7% |
| Parke County | 12 | 6 | 4 | 33.3% |
| Warren County | 11 | 5 | 3 | 27.3% |
| Clinton County | 10 | 6 | 3 | 30.0% |
| Howard County | 6 | 4 | 0 | 0.0% |
| Marion County | 6 | 2 | 2 | 33.3% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 277 applications in 2025, of which 160 were originated and 64 denied.
23.1% of all applications, or 23.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Fountain Trust's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology