Largest lenders in Bond County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Bradford National Bank of Greenville | A | 74 | 66 | 4.1% | — |
| 2 | The FNB Community Bank | B | 28 | 24 | 10.7% | — |
| 3 | Broker Solutions | D | 20 | 13 | 5.0% | 6.63% |
| 4 | Rocket Mortgage | C | 18 | 10 | 27.8% | 6.63% |
| 5 | FCB Banks | C | 17 | 13 | 17.7% | 6.75% |
| 6 | Midland States Bank | C | 15 | 7 | 20.0% | 7.00% |
| 7 | United Shore Financial Services | B | 14 | 9 | 28.6% | 5.63% |
| 8 | Mortgage Research Center | C | 13 | 6 | 7.7% | 6.13% |
| 9 | Scott Credit Union | C | 12 | 8 | 8.3% | 6.44% |
| 10 | Endeavor Capital, LLC. | C | 11 | 8 | 0.0% | 6.63% |
| 11 | AmeriSave Mortgage | D | 9 | 0 | 88.9% | — |
| 12 | First Mid Bank & Trust | C | 9 | 5 | 44.4% | 6.50% |
| 13 | Regions Bank | C | 8 | 3 | 37.5% | 8.38% |
| 14 | U.S. Bank | D | 8 | 4 | 25.0% | 9.10% |
| 15 | 21st Mortgage | F | 8 | 0 | 25.0% | — |
| 16 | Freedom Mortgage | B | 8 | 1 | 0.0% | 7.50% |
| 17 | Bank of Hillsboro | C | 8 | 4 | 37.5% | 6.25% |
| 18 | Loandepot.Com | D | 8 | 2 | 62.5% | 9.44% |
| 19 | Spring Eq | D | 7 | 1 | 57.1% | 12.03% |
| 20 | Gershman Investment | B | 7 | 2 | 42.9% | 6.19% |
| 21 | Pennymac Loan Services | C | 6 | 4 | 0.0% | 6.18% |
| 22 | Guaranteed Rate | B | 5 | 3 | 0.0% | 6.55% |
| 23 | Equity Prime Mortgage | D | 5 | 5 | 0.0% | 6.63% |
| 24 | Navy Federal Credit Union | D | 5 | 2 | 40.0% | 6.56% |
Best approval odds in Bond County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Bradford National Bank of Greenville | 72 | 4.2% |
What Bond County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Bond County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 389 | 250 | 16.7% | 6.85% | $105,000 |
| 2024 | 439 | 257 | 19.8% | 6.95% | $115,000 |
| 2025 | 446 | 267 | 19.3% | 6.63% | $125,000 |
Frequently asked questions
19.3% of applications in Bond County were denied in 2025, against 17.1% statewide in Illinois.
The Bradford National Bank of Greenville, with 74 applications in 2025 and a denial rate of 4.1%.
The median mortgage application in Bond County in 2025 was for $125,000; the median property value on originated loans was $205,000.