Equity Prime Mortgage in Illinois vs the state
9.4%Denial rate-7.69 pts vs state
17.2%Decision denial rate-4.52 pts vs state
45.4%Origination rate-13.38 pts vs state
6.63%Median rate-0.13 pts vs state
0.49Rate spread (pts)+0.10 pts vs state
$83kMedian applicant income
332Loans originated
69Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 180 | 102 | 3.3% | 7.25% | #240 |
| 2024 | 473 | 265 | 6.1% | 6.75% | #125 |
| 2025 | 732 | 332 | 9.4% | 6.63% | #100 |
What Equity Prime Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 308 | 119 | 30 | 9.7% |
| St. Clair County | 51 | 24 | 9 | 17.6% |
| Will County | 44 | 17 | 6 | 13.6% |
| Madison County | 36 | 22 | 4 | 11.1% |
| Kane County | 24 | 10 | 1 | 4.2% |
| Lake County | 22 | 6 | 4 | 18.2% |
| DuPage County | 19 | 7 | 1 | 5.3% |
| McHenry County | 17 | 9 | 0 | 0.0% |
| Winnebago County | 14 | 6 | 2 | 14.3% |
| Kendall County | 13 | 5 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 732 applications in 2025, of which 332 were originated and 69 denied.
9.4% of all applications, or 17.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Equity Prime Mortgage originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology