The Bradford National Bank of Greenville · Illinois · 2025

The Bradford National Bank of Greenville in Illinois: approval rate, denial rate and rates (2025)

The Bradford National Bank of Greenville took 187 mortgage applications in Illinois in 2025, ranking #256 of 1,150 lenders active in the state. It originated 79.7% of them and denied 5.4% (5.6% of the applications it decided), against a statewide denial rate of 17.1%.

187Applicationsin IL
5.6%Decision denial ratestate 21.7%
Median ratestate 6.75%
$125,000Median loanstate $185,000
$23MVolume15 counties

The Bradford National Bank of Greenville in Illinois vs the state

5.4%Denial rate-11.77 pts vs state
5.6%Decision denial rate-16.06 pts vs state
79.7%Origination rate+20.94 pts vs state
Median rate
Rate spread (pts)
$86kMedian applicant income
149Loans originated
10Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231731514.6%#248
20241591345.0%#263
20251871495.4%#256

What The Bradford National Bank of Greenville lends in Illinois

By loan purpose

Home purchase 105 56% · 5.7% denied
Refinance 56 30% · 5.4% denied
Home improvement 19 10% · 5.3% denied
Other / HELOC 7 4% · 0.0% denied

By loan type

Conventional 187 100% · 5.4% denied

Why it denied Illinois applicants

Credit history 7 70%
Debt-to-income ratio 2 20%
Collateral 1 10%

Where in Illinois

Counties with the most The Bradford National Bank of Greenville applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bond County 74663 4.1%
Madison County 45343 6.7%
Marion County 19142 10.5%
Clinton County 18131 5.6%
Washington County 980 0.0%
Montgomery County 630 0.0%
Fayette County 521 20.0%
St. Clair County 330 0.0%
Jefferson County 220 0.0%
Hancock County 100 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 187 applications in 2025, of which 149 were originated and 10 denied.

5.4% of all applications, or 5.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Bradford National Bank of Greenville's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology