Largest lenders in Hancock County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Community Bank | C | 100 | 79 | 8.0% | 6.75% |
| 2 | AmeriSave Mortgage | D | 22 | 5 | 68.2% | 9.13% |
| 3 | Mortgage Research Center | C | 22 | 13 | 13.6% | 5.99% |
| 4 | First Bankers Trust Company | B | 17 | 10 | 41.2% | 6.69% |
| 5 | Compass Mortgage | B | 14 | 9 | 7.1% | 6.38% |
| 6 | Two Rivers Bank & Trust | C | 13 | 9 | 23.1% | 6.88% |
| 7 | Rocket Mortgage | C | 10 | 5 | 40.0% | 6.38% |
| 8 | PNC Bank | D | 8 | 6 | 0.0% | 10.05% |
| 9 | Compeer Financial, Flca | C | 7 | 5 | 14.3% | 7.25% |
| 10 | New Day Financial | F | 6 | 0 | 66.7% | — |
| 11 | AIM Credit Union | – | 5 | 2 | 20.0% | — |
| 12 | United Shore Financial Services | B | 5 | 3 | 20.0% | 6.48% |
| 13 | Broker Solutions | D | 5 | 1 | 0.0% | 4.63% |
| 14 | Guild Mortgage | A | 5 | 4 | 0.0% | 6.44% |
Best approval odds in Hancock County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Community Bank | 88 | 9.1% |
What Hancock County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Hancock County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 272 | 166 | 14.0% | 6.63% | $85,000 |
| 2024 | 329 | 201 | 17.6% | 6.88% | $75,000 |
| 2025 | 342 | 193 | 23.7% | 6.75% | $85,000 |
Frequently asked questions
23.7% of applications in Hancock County were denied in 2025, against 17.1% statewide in Illinois.
United Community Bank, with 100 applications in 2025 and a denial rate of 8.0%.
The median mortgage application in Hancock County in 2025 was for $85,000; the median property value on originated loans was $135,000.