First Bankers Trust Company in Illinois vs the state
10.5%Denial rate-6.63 pts vs state
10.5%Decision denial rate-11.19 pts vs state
79.7%Origination rate+20.98 pts vs state
6.75%Median rate0.00 pts vs state
0.25Rate spread (pts)-0.13 pts vs state
$70kMedian applicant income
114Loans originated
15Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 228 | 194 | 4.4% | 7.00% | #203 |
| 2024 | 151 | 124 | 8.6% | 6.75% | #272 |
| 2025 | 143 | 114 | 10.5% | 6.75% | #301 |
What First Bankers Trust Company lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most First Bankers Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Adams County | 93 | 77 | 3 | 3.2% |
| Hancock County | 17 | 10 | 7 | 41.2% |
| McDonough County | 10 | 7 | 3 | 30.0% |
| Sangamon County | 9 | 9 | 0 | 0.0% |
| Schuyler County | 5 | 4 | 0 | 0.0% |
| Ford County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 0 | 1 | 100.0% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| Pike County | 1 | 0 | 1 | 100.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 143 applications in 2025, of which 114 were originated and 15 denied.
10.5% of all applications, or 10.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans First Bankers Trust Company originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are First Bankers Trust Company's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology