Compeer Financial, Flca · Illinois · 2025

Compeer Financial, Flca in Illinois: approval rate, denial rate and rates (2025)

Compeer Financial, Flca took 311 mortgage applications in Illinois in 2025, ranking #184 of 1,150 lenders active in the state. It originated 64.0% of them and denied 13.2% (14.1% of the applications it decided), against a statewide denial rate of 17.1%.

311Applicationsin IL
14.1%Decision denial ratestate 21.7%
7.25%Median ratestate 6.75%
$205,000Median loanstate $185,000
$53MVolume46 counties

Compeer Financial, Flca in Illinois vs the state

13.2%Denial rate-3.94 pts vs state
14.1%Decision denial rate-7.59 pts vs state
64.0%Origination rate+5.25 pts vs state
7.25%Median rate+0.50 pts vs state
0.95Rate spread (pts)+0.57 pts vs state
$126kMedian applicant income
199Loans originated
41Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
202319913010.1%8.00%#224
202429718313.8%7.75%#181
202531119913.2%7.25%#184

What Compeer Financial, Flca lends in Illinois

By loan purpose

Home purchase 239 77% · 11.3% denied
Refinance 6 2% · 16.7% denied
Cash-out refinance 29 9% · 10.3% denied
Home improvement 21 7% · 14.3% denied
Other / HELOC 16 5% · 43.8% denied

By loan type

Conventional 311 100% · 13.2% denied

Why it denied Illinois applicants

Debt-to-income ratio 24 59%
Credit history 10 24%
Collateral 5 12%
Other 2 5%

Where in Illinois

Counties with the most Compeer Financial, Flca applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tazewell County 21134 19.0%
Will County 19134 21.1%
Adams County 1581 6.7%
Livingston County 15131 6.7%
LaSalle County 1481 7.1%
DeKalb County 1494 28.6%
Knox County 1271 8.3%
Ogle County 1271 8.3%
Henry County 1162 18.2%
Woodford County 1080 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 311 applications in 2025, of which 199 were originated and 41 denied.

13.2% of all applications, or 14.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Compeer Financial, Flca originated in Illinois in 2025 was 7.25%, against a statewide median of 6.75%.

About this data. Figures are Compeer Financial, Flca's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology