Bank of Hillsboro in Illinois vs the state
19.3%Denial rate+2.18 pts vs state
21.6%Decision denial rate-0.11 pts vs state
62.0%Origination rate+3.25 pts vs state
6.98%Median rate+0.22 pts vs state
0.07Rate spread (pts)-0.31 pts vs state
$82kMedian applicant income
106Loans originated
33Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 145 | 19.9% | 6.75% | #192 |
| 2024 | 262 | 162 | 18.3% | 6.75% | #194 |
| 2025 | 171 | 106 | 19.3% | 6.98% | #269 |
What Bank of Hillsboro lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Bank of Hillsboro applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 61 | 51 | 5 | 8.2% |
| Montgomery County | 31 | 11 | 10 | 32.3% |
| Macoupin County | 31 | 15 | 6 | 19.4% |
| Bond County | 8 | 4 | 3 | 37.5% |
| Clinton County | 7 | 4 | 1 | 14.3% |
| St. Clair County | 6 | 5 | 1 | 16.7% |
| Fayette County | 6 | 4 | 1 | 16.7% |
| Marion County | 4 | 3 | 1 | 25.0% |
| Effingham County | 4 | 0 | 3 | 75.0% |
| Sangamon County | 3 | 2 | 1 | 33.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 171 applications in 2025, of which 106 were originated and 33 denied.
19.3% of all applications, or 21.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Bank of Hillsboro originated in Illinois in 2025 was 6.98%, against a statewide median of 6.75%.
About this data. Figures are Bank of Hillsboro's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology