Largest lenders in McDuffie County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | C | 44 | 9 | 63.6% | 6.75% |
| 2 | Guild Mortgage | A | 44 | 36 | 2.3% | 6.31% |
| 3 | Rocket Mortgage | C | 40 | 30 | 17.5% | 6.38% |
| 4 | Vanderbilt Mortgage and Finance | F | 39 | 4 | 25.6% | 6.31% |
| 5 | United Shore Financial Services | B | 31 | 23 | 19.4% | 6.12% |
| 6 | SRP Federal Credit Union | C | 26 | 15 | 30.8% | 6.50% |
| 7 | Queensborough National Bank & Trust | B | 24 | 20 | 8.3% | 6.69% |
| 8 | Broker Solutions | D | 21 | 8 | 0.0% | 7.42% |
| 9 | Mortgage Research Center | C | 18 | 7 | 27.8% | 6.63% |
| 10 | Crosscountry Mortgage | B | 17 | 13 | 0.0% | 6.25% |
| 11 | Pinnacle Bank | C | 16 | 14 | 0.0% | — |
| 12 | First-Citizens Bank & Trust | B | 15 | 15 | 0.0% | 6.40% |
| 13 | Freedom Mortgage | B | 15 | 7 | 6.7% | 5.75% |
| 14 | Truist Bank | C | 14 | 2 | 64.3% | 6.35% |
| 15 | Navy Federal Credit Union | D | 14 | 9 | 14.3% | 8.13% |
| 16 | Cadence Bank | B | 13 | 6 | 46.2% | 7.00% |
| 17 | Fbc Mortgage | B | 12 | 9 | 8.3% | 5.13% |
| 18 | Pennymac Loan Services | C | 10 | 6 | 10.0% | 6.25% |
| 19 | Newrez | D | 10 | 3 | 10.0% | 6.25% |
| 20 | Carrington Mortgage Services | D | 9 | 2 | 66.7% | 6.50% |
| 21 | SouthState Bank | B | 8 | 4 | 25.0% | 6.38% |
| 22 | AmeriSave Mortgage | D | 8 | 1 | 75.0% | 6.25% |
| 23 | 21st Mortgage | F | 8 | 1 | 75.0% | 11.55% |
| 24 | Village Capital & Investment | C | 8 | 2 | 12.5% | 5.75% |
| 25 | Ameris Bank | B | 7 | 6 | 0.0% | 6.88% |
What McDuffie County borrowers applied for
By loan purpose
By loan type
Why applications were denied
McDuffie County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 605 | 289 | 25.1% | 6.75% | $155,000 |
| 2024 | 605 | 334 | 20.5% | 6.63% | $165,000 |
| 2025 | 687 | 369 | 21.8% | 6.48% | $165,000 |
Frequently asked questions
21.8% of applications in McDuffie County were denied in 2025, against 19.2% statewide in Georgia.
Regions Bank, with 44 applications in 2025 and a denial rate of 63.6%.
The median mortgage application in McDuffie County in 2025 was for $165,000; the median property value on originated loans was $255,000.