Fbc Mortgage in Georgia vs the state
4.6%Denial rate-14.63 pts vs state
6.4%Decision denial rate-18.71 pts vs state
66.8%Origination rate+12.75 pts vs state
5.99%Median rate-0.63 pts vs state
-0.20Rate spread (pts)-0.47 pts vs state
$121kMedian applicant income
262Loans originated
18Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 629 | 429 | 4.6% | 5.49% | #107 |
| 2024 | 714 | 510 | 11.2% | 5.88% | #112 |
| 2025 | 392 | 262 | 4.6% | 5.99% | #171 |
What Fbc Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Fbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 63 | 40 | 4 | 6.3% |
| Richmond County | 51 | 34 | 3 | 5.9% |
| Barrow County | 41 | 29 | 0 | 0.0% |
| Walton County | 34 | 23 | 0 | 0.0% |
| Cobb County | 33 | 22 | 2 | 6.1% |
| DeKalb County | 31 | 26 | 0 | 0.0% |
| Gwinnett County | 20 | 10 | 0 | 0.0% |
| Bibb County | 15 | 12 | 1 | 6.7% |
| Cherokee County | 13 | 11 | 1 | 7.7% |
| McDuffie County | 12 | 9 | 1 | 8.3% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 392 applications in 2025, of which 262 were originated and 18 denied.
4.6% of all applications, or 6.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Fbc Mortgage originated in Georgia in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Fbc Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology