Largest lenders in Crisp County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 37 | 2 | 67.6% | 11.70% |
| 2 | Rocket Mortgage | C | 32 | 23 | 12.5% | 6.38% |
| 3 | Mortgage Research Center | C | 22 | 7 | 22.7% | 6.75% |
| 4 | Planters First Bank | – | 22 | 16 | 18.2% | — |
| 5 | Colony Bank | B | 20 | 16 | 10.0% | 7.25% |
| 6 | South Georgia Banking | C | 18 | 17 | 0.0% | — |
| 7 | Navy Federal Credit Union | D | 16 | 5 | 18.8% | 7.13% |
| 8 | United Shore Financial Services | B | 15 | 9 | 6.7% | 6.13% |
| 9 | First Colony Mortgage | A | 13 | 6 | 0.0% | 6.19% |
| 10 | Broker Solutions | D | 12 | 4 | 8.3% | 6.25% |
| 11 | Pennymac Loan Services | C | 10 | 7 | 0.0% | 5.99% |
| 12 | Newrez | D | 10 | 1 | 70.0% | 6.25% |
| 13 | Ameris Bank | B | 9 | 7 | 22.2% | 6.75% |
| 14 | Synovus Bank | D | 9 | 4 | 22.2% | 6.56% |
| 15 | Loandepot.Com | D | 9 | 2 | 44.4% | 6.69% |
| 16 | Vanderbilt Mortgage and Finance | F | 9 | 0 | 33.3% | — |
| 17 | Regions Bank | C | 8 | 3 | 62.5% | 4.99% |
| 18 | AmeriSave Mortgage | D | 6 | 0 | 66.7% | — |
| 19 | Lakeview Loan Servicing | C | 6 | 1 | 83.3% | 6.38% |
| 20 | Capital City Home Loans | C | 6 | 4 | 0.0% | 6.31% |
| 21 | Robins Financial | B | 6 | 5 | 16.7% | 5.69% |
| 22 | New Day Financial | F | 5 | 2 | 0.0% | 7.19% |
| 23 | Carrington Mortgage Services | D | 5 | 1 | 40.0% | 9.38% |
| 24 | Guild Mortgage | A | 5 | 4 | 0.0% | 7.12% |
| 25 | Renasant Bank | B | 5 | 3 | 0.0% | 6.75% |
What Crisp County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Crisp County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 389 | 174 | 30.1% | 6.88% | $135,000 |
| 2024 | 379 | 198 | 27.2% | 6.88% | $135,000 |
| 2025 | 431 | 210 | 22.7% | 6.49% | $145,000 |
Frequently asked questions
22.7% of applications in Crisp County were denied in 2025, against 19.2% statewide in Georgia.
21st Mortgage, with 37 applications in 2025 and a denial rate of 67.6%.
The median mortgage application in Crisp County in 2025 was for $145,000; the median property value on originated loans was $215,000.