Largest lenders in Butts County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Bank | C | 71 | 42 | 16.9% | 7.50% |
| 2 | Rocket Mortgage | C | 61 | 39 | 23.0% | 6.63% |
| 3 | Broker Solutions | D | 58 | 34 | 1.7% | 6.63% |
| 4 | United Shore Financial Services | B | 48 | 32 | 16.7% | 6.13% |
| 5 | Inspire Home Loans | B | 45 | 28 | 15.6% | 5.06% |
| 6 | Fairway Independent Mortgage | B | 40 | 29 | 2.5% | 6.49% |
| 7 | Delta Community Credit Union | C | 35 | 24 | 17.1% | 6.94% |
| 8 | Freedom Mortgage | B | 33 | 20 | 9.1% | 6.25% |
| 9 | Guild Mortgage | A | 26 | 15 | 0.0% | 6.38% |
| 10 | 21st Mortgage | F | 23 | 5 | 43.5% | 10.34% |
| 11 | Pennymac Loan Services | C | 22 | 13 | 13.6% | 7.38% |
| 12 | Ameris Bank | B | 22 | 13 | 27.3% | 7.06% |
| 13 | Mortgage Research Center | C | 22 | 7 | 40.9% | 6.50% |
| 14 | Loandepot.Com | D | 22 | 12 | 31.8% | 6.75% |
| 15 | Navy Federal Credit Union | D | 22 | 8 | 40.9% | 7.73% |
| 16 | Carrington Mortgage Services | D | 20 | 8 | 20.0% | 6.13% |
| 17 | Newrez | D | 19 | 3 | 21.1% | 5.75% |
| 18 | Truist Bank | C | 17 | 11 | 23.5% | 6.84% |
| 19 | Georgia United | D | 17 | 8 | 29.4% | 7.63% |
| 20 | AmeriSave Mortgage | D | 16 | 6 | 37.5% | 9.06% |
| 21 | Crosscountry Mortgage | B | 16 | 9 | 6.3% | 6.25% |
| 22 | New Day Financial | F | 15 | 2 | 26.7% | 7.31% |
| 23 | Bank of America | F | 14 | 4 | 50.0% | 5.93% |
| 24 | Figure Lending | C | 12 | 8 | 8.3% | 8.43% |
| 25 | Vanderbilt Mortgage and Finance | F | 11 | 0 | 45.5% | — |
Best approval odds in Butts County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Bank | 57 | 21.1% |
| 2 | Rocket Mortgage | 53 | 26.4% |
What Butts County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Butts County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 972 | 510 | 23.4% | 6.88% | $185,000 |
| 2024 | 1,108 | 597 | 20.0% | 6.75% | $195,000 |
| 2025 | 1,132 | 605 | 18.2% | 6.63% | $205,000 |
Frequently asked questions
18.2% of applications in Butts County were denied in 2025, against 19.2% statewide in Georgia.
United Bank, with 71 applications in 2025 and a denial rate of 16.9%.
The median mortgage application in Butts County in 2025 was for $205,000; the median property value on originated loans was $285,000.