Zillow Home Loans in Mississippi vs the state
13.2%Denial rate-9.76 pts vs state
18.9%Decision denial rate-9.58 pts vs state
54.0%Origination rate+1.08 pts vs state
7.00%Median rate+0.25 pts vs state
0.79Rate spread (pts)+0.46 pts vs state
$67kMedian applicant income
41Loans originated
10Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 32 | 11.1% | 7.13% | #149 |
| 2024 | 68 | 44 | 13.2% | 6.75% | #140 |
| 2025 | 76 | 41 | 13.2% | 7.00% | #141 |
What Zillow Home Loans lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Zillow Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 10 | 4 | 0 | 0.0% |
| DeSoto County | 8 | 5 | 0 | 0.0% |
| Hinds County | 8 | 4 | 0 | 0.0% |
| Jones County | 5 | 4 | 0 | 0.0% |
| Jackson County | 4 | 2 | 1 | 25.0% |
| Clay County | 3 | 2 | 0 | 0.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Marshall County | 2 | 2 | 0 | 0.0% |
| Lee County | 2 | 0 | 1 | 50.0% |
| Calhoun County | 2 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 76 applications in 2025, of which 41 were originated and 10 denied.
13.2% of all applications, or 18.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Zillow Home Loans originated in Mississippi in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Zillow Home Loans's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology