Wolfe Financial in Texas vs the state
1.9%Denial rate-17.58 pts vs state
4.3%Decision denial rate-20.59 pts vs state
41.0%Origination rate-13.92 pts vs state
6.75%Median rate+0.25 pts vs state
0.26Rate spread (pts)+0.07 pts vs state
$159kMedian applicant income
111Loans originated
5Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 223 | 145 | 2.2% | 6.88% | #374 |
| 2024 | 306 | 135 | 3.6% | 6.75% | #322 |
| 2025 | 271 | 111 | 1.9% | 6.75% | #359 |
What Wolfe Financial lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Wolfe Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 67 | 32 | 1 | 1.5% |
| Bell County | 43 | 27 | 2 | 4.7% |
| Montgomery County | 27 | 6 | 1 | 3.7% |
| Fort Bend County | 16 | 4 | 0 | 0.0% |
| Waller County | 13 | 3 | 0 | 0.0% |
| Coryell County | 11 | 7 | 0 | 0.0% |
| Liberty County | 9 | 3 | 0 | 0.0% |
| Grimes County | 8 | 2 | 0 | 0.0% |
| Washington County | 6 | 1 | 0 | 0.0% |
| Colorado County | 5 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 271 applications in 2025, of which 111 were originated and 5 denied.
1.9% of all applications, or 4.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Wolfe Financial originated in Texas in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Wolfe Financial's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology