Wings Financial Credit Union in Colorado vs the state
12.1%Denial rate-3.51 pts vs state
12.1%Decision denial rate-7.54 pts vs state
63.6%Origination rate+3.62 pts vs state
7.25%Median rate+0.63 pts vs state
-0.03Rate spread (pts)-0.18 pts vs state
$207kMedian applicant income
21Loans originated
4Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 30 | 5.4% | 5.94% | #324 |
| 2024 | 32 | 22 | 12.5% | 6.50% | #344 |
| 2025 | 33 | 21 | 12.1% | 7.25% | #354 |
What Wings Financial Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Wings Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 7 | 4 | 0 | 0.0% |
| Adams County | 6 | 5 | 1 | 16.7% |
| El Paso County | 5 | 1 | 3 | 60.0% |
| Arapahoe County | 5 | 5 | 0 | 0.0% |
| Larimer County | 3 | 1 | 0 | 0.0% |
| La Plata County | 2 | 1 | 0 | 0.0% |
| Chaffee County | 1 | 1 | 0 | 0.0% |
| Garfield County | 1 | 1 | 0 | 0.0% |
| Boulder County | 1 | 0 | 0 | 0.0% |
| Denver County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 33 applications in 2025, of which 21 were originated and 4 denied.
12.1% of all applications, or 12.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Wings Financial Credit Union originated in Colorado in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Wings Financial Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology