Wilmington Savings Fund Society in Colorado vs the state
12.5%Denial rate-3.13 pts vs state
14.3%Decision denial rate-5.37 pts vs state
75.0%Origination rate+14.98 pts vs state
7.38%Median rate+0.75 pts vs state
0.13Rate spread (pts)-0.02 pts vs state
$163kMedian applicant income
12Loans originated
2Denied
What Wilmington Savings Fund Society lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Wilmington Savings Fund Society applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 3 | 2 | 0 | 0.0% |
| Garfield County | 2 | 2 | 0 | 0.0% |
| Denver County | 2 | 1 | 1 | 50.0% |
| Larimer County | 1 | 1 | 0 | 0.0% |
| Clear Creek County | 1 | 0 | 1 | 100.0% |
| Park County | 1 | 1 | 0 | 0.0% |
| Delta County | 1 | 0 | 0 | 0.0% |
| Pitkin County | 1 | 1 | 0 | 0.0% |
| Weld County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 16 applications in 2025, of which 12 were originated and 2 denied.
12.5% of all applications, or 14.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Wilmington Savings Fund Society originated in Colorado in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology