West-Aircomm Federal Credit Union in Pennsylvania vs the state
9.7%Denial rate-8.58 pts vs state
10.1%Decision denial rate-12.11 pts vs state
85.4%Origination rate+24.48 pts vs state
6.50%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.17 pts vs state
$104kMedian applicant income
88Loans originated
10Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 162 | 139 | 8.0% | 6.24% | #303 |
| 2024 | 112 | 90 | 13.4% | 7.25% | #354 |
| 2025 | 103 | 88 | 9.7% | 6.50% | #370 |
What West-Aircomm Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most West-Aircomm Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Beaver County | 68 | 55 | 8 | 11.8% |
| Allegheny County | 23 | 22 | 1 | 4.3% |
| Butler County | 7 | 7 | 0 | 0.0% |
| Lawrence County | 4 | 3 | 1 | 25.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 103 applications in 2025, of which 88 were originated and 10 denied.
9.7% of all applications, or 10.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans West-Aircomm Federal Credit Union originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are West-Aircomm Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology