Wells Fargo Bank in Ohio vs the state
15.7%Denial rate-1.99 pts vs state
23.4%Decision denial rate+1.47 pts vs state
51.4%Origination rate-8.52 pts vs state
6.38%Median rate-0.50 pts vs state
0.20Rate spread (pts)-0.18 pts vs state
$95kMedian applicant income
373Loans originated
114Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,416 | 628 | 26.7% | 6.25% | #57 |
| 2024 | 853 | 388 | 24.4% | 6.50% | #87 |
| 2025 | 726 | 373 | 15.7% | 6.38% | #110 |
What Wells Fargo Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 81 | 41 | 12 | 14.8% |
| Franklin County | 66 | 39 | 10 | 15.2% |
| Hamilton County | 51 | 19 | 12 | 23.5% |
| Summit County | 44 | 22 | 2 | 4.5% |
| Montgomery County | 41 | 20 | 7 | 17.1% |
| Butler County | 30 | 19 | 6 | 20.0% |
| Warren County | 28 | 17 | 4 | 14.3% |
| Stark County | 28 | 12 | 2 | 7.1% |
| Lucas County | 26 | 15 | 3 | 11.5% |
| Lorain County | 24 | 10 | 4 | 16.7% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 726 applications in 2025, of which 373 were originated and 114 denied.
15.7% of all applications, or 23.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Wells Fargo Bank originated in Ohio in 2025 was 6.38%, against a statewide median of 6.88%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology