Vista Point Mortgage in Ohio vs the state
5.9%Denial rate-11.81 pts vs state
6.5%Decision denial rate-15.44 pts vs state
76.5%Origination rate+16.57 pts vs state
7.43%Median rate+0.56 pts vs state
3.20Rate spread (pts)+2.82 pts vs state
$326kMedian applicant income
26Loans originated
2Denied
What Vista Point Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Vista Point Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 16 | 12 | 1 | 6.3% |
| Franklin County | 3 | 2 | 0 | 0.0% |
| Hamilton County | 2 | 2 | 0 | 0.0% |
| Butler County | 2 | 2 | 0 | 0.0% |
| Warren County | 2 | 0 | 0 | 0.0% |
| Geauga County | 1 | 1 | 0 | 0.0% |
| Preble County | 1 | 0 | 1 | 100.0% |
| Tuscarawas County | 1 | 1 | 0 | 0.0% |
| Lucas County | 1 | 1 | 0 | 0.0% |
| Licking County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 34 applications in 2025, of which 26 were originated and 2 denied.
5.9% of all applications, or 6.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Vista Point Mortgage originated in Ohio in 2025 was 7.43%, against a statewide median of 6.88%.
About this data. Figures are Vista Point Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology