Vista Point Mortgage in Louisiana vs the state
28.6%Denial rate+6.40 pts vs state
28.6%Decision denial rate+0.42 pts vs state
71.4%Origination rate+19.46 pts vs state
8.50%Median rate+1.88 pts vs state
5.93Rate spread (pts)+5.57 pts vs state
$182kMedian applicant income
5Loans originated
2Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 4 | 0.0% | 7.56% | #423 |
| 2025 | 7 | 5 | 28.6% | 8.50% | #408 |
What Vista Point Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Vista Point Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 2 | 2 | 0 | 0.0% |
| East Baton Rouge Parish | 1 | 0 | 1 | 100.0% |
| Bossier Parish | 1 | 1 | 0 | 0.0% |
| Vermilion Parish | 1 | 1 | 0 | 0.0% |
| Lafourche Parish | 1 | 0 | 1 | 100.0% |
| Calcasieu Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 7 applications in 2025, of which 5 were originated and 2 denied.
28.6% of all applications, or 28.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Vista Point Mortgage originated in Louisiana in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are Vista Point Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology