Village Bank and Trust · Wisconsin · 2025

Village Bank and Trust in Wisconsin: approval rate, denial rate and rates (2025)

Village Bank and Trust took 5 mortgage applications in Wisconsin in 2025, ranking #566 of 938 lenders active in the state. It originated 80.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.0%.

5Applicationsin WI
0.0%Decision denial ratestate 16.4%
Median ratestate 6.63%
$435,000Median loanstate $165,000
$1.7MVolume5 counties

Village Bank and Trust in Wisconsin vs the state

0.0%Denial rate-14.01 pts vs state
0.0%Decision denial rate-16.36 pts vs state
80.0%Origination rate+11.85 pts vs state
Median rate
Rate spread (pts)
$260kMedian applicant income
4Loans originated
0Denied

What Village Bank and Trust lends in Wisconsin

By loan purpose

Home purchase 3 60% · 0.0% denied
Refinance 1 20% · 0.0% denied
Cash-out refinance 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Wisconsin

Counties with the most Village Bank and Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Outagamie County 100 0.0%
Waushara County 110 0.0%
Richland County 110 0.0%
Brown County 110 0.0%
Sheboygan County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 5 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Village Bank and Trust's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology