Veritas Funding in Arkansas vs the state
21.9%Denial rate+3.69 pts vs state
33.3%Decision denial rate+10.20 pts vs state
43.8%Origination rate-13.08 pts vs state
6.12%Median rate-0.50 pts vs state
0.37Rate spread (pts)+0.03 pts vs state
$70kMedian applicant income
14Loans originated
7Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 16 | 2.1% | 6.99% | #195 |
| 2024 | 32 | 15 | 3.1% | 6.50% | #231 |
| 2025 | 32 | 14 | 21.9% | 6.12% | #239 |
What Veritas Funding lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Veritas Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 6 | 2 | 1 | 16.7% |
| Washington County | 4 | 1 | 1 | 25.0% |
| Faulkner County | 3 | 2 | 1 | 33.3% |
| Lonoke County | 3 | 3 | 0 | 0.0% |
| Saline County | 2 | 0 | 0 | 0.0% |
| Pope County | 2 | 1 | 0 | 0.0% |
| Benton County | 2 | 1 | 0 | 0.0% |
| Sebastian County | 2 | 1 | 1 | 50.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Baxter County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 32 applications in 2025, of which 14 were originated and 7 denied.
21.9% of all applications, or 33.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Veritas Funding originated in Arkansas in 2025 was 6.12%, against a statewide median of 6.63%.
About this data. Figures are Veritas Funding's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology