Velocity Commercial Capital in Mississippi vs the state
2.4%Denial rate-20.48 pts vs state
5.3%Decision denial rate-23.19 pts vs state
43.9%Origination rate-8.97 pts vs state
9.87%Median rate+3.12 pts vs state
—Rate spread (pts)
—Median applicant income
18Loans originated
1Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 14 | 0.0% | 10.74% | #211 |
| 2024 | 46 | 22 | 0.0% | 10.99% | #167 |
| 2025 | 41 | 18 | 2.4% | 9.87% | #186 |
What Velocity Commercial Capital lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Velocity Commercial Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hinds County | 9 | 3 | 1 | 11.1% |
| Harrison County | 7 | 5 | 0 | 0.0% |
| Rankin County | 4 | 1 | 0 | 0.0% |
| Jackson County | 3 | 1 | 0 | 0.0% |
| Forrest County | 3 | 2 | 0 | 0.0% |
| Oktibbeha County | 2 | 1 | 0 | 0.0% |
| Washington County | 2 | 0 | 0 | 0.0% |
| Pearl River County | 2 | 0 | 0 | 0.0% |
| Jones County | 2 | 0 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 41 applications in 2025, of which 18 were originated and 1 denied.
2.4% of all applications, or 5.3% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Velocity Commercial Capital originated in Mississippi in 2025 was 9.87%, against a statewide median of 6.75%.
About this data. Figures are Velocity Commercial Capital's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology