Vanderbilt Mortgage and Finance in Washington vs the state
33.5%Denial rate+17.83 pts vs state
87.4%Decision denial rate+67.82 pts vs state
4.4%Origination rate-56.65 pts vs state
10.42%Median rate+3.80 pts vs state
3.91Rate spread (pts)+3.72 pts vs state
$84kMedian applicant income
10Loans originated
76Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 189 | 10 | 46.0% | 10.54% | #162 |
| 2024 | 201 | 13 | 37.3% | 11.05% | #168 |
| 2025 | 227 | 10 | 33.5% | 10.42% | #179 |
What Vanderbilt Mortgage and Finance lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Vanderbilt Mortgage and Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yakima County | 67 | 2 | 20 | 29.9% |
| Thurston County | 32 | 3 | 8 | 25.0% |
| Pierce County | 26 | 3 | 6 | 23.1% |
| King County | 20 | 0 | 10 | 50.0% |
| Kittitas County | 12 | 0 | 4 | 33.3% |
| Benton County | 8 | 0 | 5 | 62.5% |
| Lewis County | 7 | 0 | 2 | 28.6% |
| Snohomish County | 6 | 0 | 2 | 33.3% |
| Spokane County | 6 | 1 | 2 | 33.3% |
| Klickitat County | 5 | 0 | 1 | 20.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 227 applications in 2025, of which 10 were originated and 76 denied.
33.5% of all applications, or 87.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Vanderbilt Mortgage and Finance originated in Washington in 2025 was 10.42%, against a statewide median of 6.63%.
About this data. Figures are Vanderbilt Mortgage and Finance's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology