Valon Mortgage in Ohio vs the state
14.7%Denial rate-3.00 pts vs state
16.7%Decision denial rate-5.22 pts vs state
64.5%Origination rate+4.55 pts vs state
8.38%Median rate+1.50 pts vs state
2.15Rate spread (pts)+1.76 pts vs state
$111kMedian applicant income
136Loans originated
31Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 25 | 18 | 8.0% | 6.50% | #492 |
| 2025 | 211 | 136 | 14.7% | 8.38% | #231 |
What Valon Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 38 | 21 | 6 | 15.8% |
| Franklin County | 31 | 20 | 4 | 12.9% |
| Cuyahoga County | 17 | 9 | 4 | 23.5% |
| Butler County | 16 | 11 | 0 | 0.0% |
| Montgomery County | 11 | 10 | 0 | 0.0% |
| Warren County | 10 | 6 | 1 | 10.0% |
| Clermont County | 7 | 4 | 2 | 28.6% |
| Summit County | 7 | 4 | 2 | 28.6% |
| Lucas County | 7 | 3 | 1 | 14.3% |
| Delaware County | 6 | 4 | 1 | 16.7% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 211 applications in 2025, of which 136 were originated and 31 denied.
14.7% of all applications, or 16.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Valon Mortgage originated in Ohio in 2025 was 8.38%, against a statewide median of 6.88%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology