US Mortgage in Louisiana vs the state
5.9%Denial rate-16.29 pts vs state
11.1%Decision denial rate-17.04 pts vs state
47.1%Origination rate-4.91 pts vs state
6.50%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.26 pts vs state
$88kMedian applicant income
8Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 23 | 7.4% | 6.99% | #302 |
| 2024 | 53 | 39 | 3.8% | 6.63% | #234 |
| 2025 | 17 | 8 | 5.9% | 6.50% | #329 |
What US Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most US Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 5 | 2 | 0 | 0.0% |
| Bossier Parish | 5 | 4 | 0 | 0.0% |
| East Baton Rouge Parish | 4 | 1 | 1 | 25.0% |
| Webster Parish | 1 | 0 | 0 | 0.0% |
| Ascension Parish | 1 | 0 | 0 | 0.0% |
| West Baton Rouge Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 17 applications in 2025, of which 8 were originated and 1 denied.
5.9% of all applications, or 11.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans US Mortgage originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are US Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology