U.S. Bank in Alaska vs the state
37.6%Denial rate+23.62 pts vs state
44.3%Decision denial rate+26.32 pts vs state
46.2%Origination rate-14.44 pts vs state
8.00%Median rate+1.56 pts vs state
1.05Rate spread (pts)+0.91 pts vs state
$162kMedian applicant income
43Loans originated
35Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 29 | 46.2% | 7.50% | #40 |
| 2024 | 80 | 38 | 42.5% | 8.05% | #43 |
| 2025 | 93 | 43 | 37.6% | 8.00% | #46 |
What U.S. Bank lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most U.S. Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 40 | 21 | 13 | 32.5% |
| Matanuska-Susitna Borough | 19 | 9 | 6 | 31.6% |
| Fairbanks North Star Borough | 13 | 5 | 6 | 46.2% |
| Kenai Peninsula Borough | 5 | 3 | 1 | 20.0% |
| Juneau City and Borough | 4 | 1 | 3 | 75.0% |
| Kodiak Island Borough | 2 | 0 | 1 | 50.0% |
| Prince of Wales-Hyder Census Area | 2 | 2 | 0 | 0.0% |
| Chugach Census Area | 2 | 1 | 1 | 50.0% |
| Skagway Municipality | 2 | 0 | 2 | 100.0% |
| Hoonah-Angoon Census Area | 1 | 0 | 1 | 100.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 93 applications in 2025, of which 43 were originated and 35 denied.
37.6% of all applications, or 44.3% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans U.S. Bank originated in Alaska in 2025 was 8.00%, against a statewide median of 6.44%.
About this data. Figures are U.S. Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology