UBS Bank USA in Washington vs the state
5.2%Denial rate-10.46 pts vs state
5.8%Decision denial rate-13.78 pts vs state
84.4%Origination rate+23.36 pts vs state
5.88%Median rate-0.75 pts vs state
-0.12Rate spread (pts)-0.30 pts vs state
$440kMedian applicant income
130Loans originated
8Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 115 | 86 | 8.7% | 6.06% | #208 |
| 2024 | 112 | 89 | 7.1% | 6.38% | #218 |
| 2025 | 154 | 130 | 5.2% | 5.88% | #211 |
What UBS Bank USA lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most UBS Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 93 | 80 | 5 | 5.4% |
| Snohomish County | 14 | 13 | 0 | 0.0% |
| Pierce County | 9 | 7 | 2 | 22.2% |
| Kitsap County | 7 | 6 | 0 | 0.0% |
| Spokane County | 5 | 5 | 0 | 0.0% |
| Kittitas County | 4 | 4 | 0 | 0.0% |
| Island County | 4 | 2 | 0 | 0.0% |
| Clark County | 4 | 3 | 0 | 0.0% |
| Thurston County | 3 | 3 | 0 | 0.0% |
| San Juan County | 2 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 154 applications in 2025, of which 130 were originated and 8 denied.
5.2% of all applications, or 5.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans UBS Bank USA originated in Washington in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are UBS Bank USA's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology