Truist Bank · Wisconsin · 2025

Truist Bank in Wisconsin: approval rate, denial rate and rates (2025)

Truist Bank took 12 mortgage applications in Wisconsin in 2025, ranking #467 of 938 lenders active in the state. It originated 58.3% of them and denied 16.7% (22.2% of the applications it decided), against a statewide denial rate of 14.0%.

12Applicationsin WI
22.2%Decision denial ratestate 16.4%
6.25%Median ratestate 6.63%
$380,000Median loanstate $165,000
$3.1MVolume8 counties

Truist Bank in Wisconsin vs the state

16.7%Denial rate+2.66 pts vs state
22.2%Decision denial rate+5.86 pts vs state
58.3%Origination rate-9.82 pts vs state
6.25%Median rate-0.38 pts vs state
-0.01Rate spread (pts)-0.13 pts vs state
$124kMedian applicant income
7Loans originated
2Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202321134.8%4.13%#393
202410720.0%6.49%#473
202512716.7%6.25%#467

What Truist Bank lends in Wisconsin

By loan purpose

Home purchase 6 50% · 0.0% denied
Refinance 2 17% · 50.0% denied
Cash-out refinance 2 17% · 0.0% denied
Other / HELOC 2 17% · 50.0% denied

By loan type

Conventional 12 100% · 16.7% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 2 100%

Where in Wisconsin

Counties with the most Truist Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 320 0.0%
Dane County 220 0.0%
Eau Claire County 220 0.0%
Ozaukee County 101 100.0%
Brown County 100 0.0%
Dunn County 100 0.0%
Pierce County 110 0.0%
Dodge County 101 100.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 12 applications in 2025, of which 7 were originated and 2 denied.

16.7% of all applications, or 22.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Truist Bank originated in Wisconsin in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Truist Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology