Truist Bank in Kansas vs the state
6.9%Denial rate-8.13 pts vs state
9.1%Decision denial rate-9.19 pts vs state
69.0%Origination rate+5.15 pts vs state
6.38%Median rate-0.25 pts vs state
-0.07Rate spread (pts)-0.37 pts vs state
$119kMedian applicant income
40Loans originated
4Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 42 | 8.9% | 6.49% | #197 |
| 2024 | 42 | 27 | 11.9% | 6.63% | #224 |
| 2025 | 58 | 40 | 6.9% | 6.38% | #211 |
What Truist Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 22 | 18 | 2 | 9.1% |
| Johnson County | 15 | 12 | 1 | 6.7% |
| Sedgwick County | 9 | 6 | 0 | 0.0% |
| Leavenworth County | 3 | 0 | 1 | 33.3% |
| Butler County | 2 | 0 | 0 | 0.0% |
| Shawnee County | 2 | 1 | 0 | 0.0% |
| Reno County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Osage County | 1 | 0 | 0 | 0.0% |
| Osborne County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 58 applications in 2025, of which 40 were originated and 4 denied.
6.9% of all applications, or 9.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Truist Bank originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology