TrueCore Federal Credit Union in Ohio vs the state
9.2%Denial rate-8.45 pts vs state
9.9%Decision denial rate-11.95 pts vs state
81.5%Origination rate+21.62 pts vs state
7.25%Median rate+0.38 pts vs state
0.77Rate spread (pts)+0.39 pts vs state
$86kMedian applicant income
150Loans originated
17Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 216 | 143 | 15.7% | 7.25% | #211 |
| 2024 | 190 | 135 | 19.5% | 7.50% | #225 |
| 2025 | 184 | 150 | 9.2% | 7.25% | #248 |
What TrueCore Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most TrueCore Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Licking County | 149 | 125 | 12 | 8.1% |
| Muskingum County | 12 | 11 | 1 | 8.3% |
| Perry County | 8 | 5 | 2 | 25.0% |
| Franklin County | 6 | 3 | 2 | 33.3% |
| Fairfield County | 4 | 2 | 0 | 0.0% |
| Knox County | 3 | 3 | 0 | 0.0% |
| Mercer County | 1 | 0 | 0 | 0.0% |
| Coshocton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 184 applications in 2025, of which 150 were originated and 17 denied.
9.2% of all applications, or 9.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans TrueCore Federal Credit Union originated in Ohio in 2025 was 7.25%, against a statewide median of 6.88%.
About this data. Figures are TrueCore Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology