Triad Financial Services in Washington vs the state
31.4%Denial rate+15.74 pts vs state
31.4%Decision denial rate+11.89 pts vs state
38.6%Origination rate-22.44 pts vs state
8.75%Median rate+2.13 pts vs state
3.02Rate spread (pts)+2.83 pts vs state
$74kMedian applicant income
550Loans originated
447Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,207 | 427 | 34.1% | 8.25% | #53 |
| 2024 | 1,136 | 419 | 27.9% | 8.80% | #53 |
| 2025 | 1,424 | 550 | 31.4% | 8.75% | #46 |
What Triad Financial Services lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 195 | 77 | 62 | 31.8% |
| Pierce County | 192 | 76 | 61 | 31.8% |
| Snohomish County | 156 | 63 | 40 | 25.6% |
| Yakima County | 130 | 28 | 48 | 36.9% |
| Spokane County | 123 | 52 | 45 | 36.6% |
| Clark County | 102 | 40 | 25 | 24.5% |
| Benton County | 73 | 27 | 24 | 32.9% |
| Thurston County | 70 | 35 | 22 | 31.4% |
| Skagit County | 54 | 20 | 17 | 31.5% |
| Kitsap County | 46 | 20 | 13 | 28.3% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,424 applications in 2025, of which 550 were originated and 447 denied.
31.4% of all applications, or 31.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Triad Financial Services originated in Washington in 2025 was 8.75%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology