Triad Financial Services in Maine vs the state
62.0%Denial rate+45.70 pts vs state
62.0%Decision denial rate+41.95 pts vs state
17.7%Origination rate-44.45 pts vs state
7.99%Median rate+1.12 pts vs state
2.46Rate spread (pts)+2.13 pts vs state
$68kMedian applicant income
14Loans originated
49Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 11 | 65.4% | 8.99% | #90 |
| 2024 | 71 | 12 | 69.0% | 6.49% | #97 |
| 2025 | 79 | 14 | 62.0% | 7.99% | #103 |
What Triad Financial Services lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 21 | 5 | 12 | 57.1% |
| Androscoggin County | 20 | 2 | 12 | 60.0% |
| Penobscot County | 12 | 3 | 8 | 66.7% |
| York County | 9 | 1 | 5 | 55.6% |
| Hancock County | 6 | 2 | 3 | 50.0% |
| Oxford County | 5 | 0 | 5 | 100.0% |
| Kennebec County | 3 | 1 | 2 | 66.7% |
| Waldo County | 1 | 0 | 1 | 100.0% |
| Sagadahoc County | 1 | 0 | 1 | 100.0% |
| Knox County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 79 applications in 2025, of which 14 were originated and 49 denied.
62.0% of all applications, or 62.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Triad Financial Services originated in Maine in 2025 was 7.99%, against a statewide median of 6.88%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology