Triad Financial Services in Iowa vs the state
79.7%Denial rate+66.86 pts vs state
79.7%Decision denial rate+64.41 pts vs state
7.4%Origination rate-61.09 pts vs state
9.73%Median rate+3.22 pts vs state
3.65Rate spread (pts)+3.46 pts vs state
$60kMedian applicant income
16Loans originated
173Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 385 | 56 | 64.2% | 8.00% | #47 |
| 2024 | 422 | 56 | 64.9% | 9.03% | #52 |
| 2025 | 217 | 16 | 79.7% | 9.73% | #94 |
What Triad Financial Services lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 37 | 3 | 30 | 81.1% |
| Cedar County | 27 | 0 | 27 | 100.0% |
| Black Hawk County | 21 | 2 | 16 | 76.2% |
| Linn County | 20 | 2 | 15 | 75.0% |
| Dubuque County | 20 | 2 | 15 | 75.0% |
| Johnson County | 19 | 0 | 16 | 84.2% |
| Davis County | 7 | 0 | 6 | 85.7% |
| Poweshiek County | 6 | 1 | 5 | 83.3% |
| Pottawattamie County | 6 | 0 | 5 | 83.3% |
| Henry County | 5 | 1 | 3 | 60.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 217 applications in 2025, of which 16 were originated and 173 denied.
79.7% of all applications, or 79.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Triad Financial Services originated in Iowa in 2025 was 9.73%, against a statewide median of 6.50%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology