TRI COUNTY AREA Federal Credit Union in Pennsylvania vs the state
3.7%Denial rate-14.55 pts vs state
6.3%Decision denial rate-15.96 pts vs state
56.1%Origination rate-4.89 pts vs state
—Median rate
—Rate spread (pts)
$116kMedian applicant income
60Loans originated
4Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 165 | 134 | 0.6% | 6.75% | #300 |
| 2024 | 164 | 137 | 0.0% | — | #300 |
| 2025 | 107 | 60 | 3.7% | — | #367 |
What TRI COUNTY AREA Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most TRI COUNTY AREA Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 59 | 33 | 2 | 3.4% |
| Berks County | 28 | 14 | 2 | 7.1% |
| Chester County | 15 | 10 | 0 | 0.0% |
| Lehigh County | 3 | 2 | 0 | 0.0% |
| York County | 1 | 0 | 0 | 0.0% |
| Bucks County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 107 applications in 2025, of which 60 were originated and 4 denied.
3.7% of all applications, or 6.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are TRI COUNTY AREA Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology