Traditional Mortgage Acceptance in Montana vs the state
6.3%Denial rate-8.57 pts vs state
7.7%Decision denial rate-11.01 pts vs state
75.0%Origination rate+13.02 pts vs state
5.69%Median rate-0.94 pts vs state
—Rate spread (pts)
$26kMedian applicant income
12Loans originated
1Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 15 | 13 | 13.3% | 6.38% | #143 |
| 2025 | 16 | 12 | 6.3% | 5.69% | #149 |
What Traditional Mortgage Acceptance lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Traditional Mortgage Acceptance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ravalli County | 4 | 3 | 0 | 0.0% |
| Flathead County | 2 | 2 | 0 | 0.0% |
| Cascade County | 2 | 2 | 0 | 0.0% |
| Sanders County | 1 | 1 | 0 | 0.0% |
| Deer Lodge County | 1 | 0 | 0 | 0.0% |
| Park County | 1 | 1 | 0 | 0.0% |
| Silver Bow County | 1 | 1 | 0 | 0.0% |
| Gallatin County | 1 | 0 | 1 | 100.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Powell County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 16 applications in 2025, of which 12 were originated and 1 denied.
6.3% of all applications, or 7.7% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Traditional Mortgage Acceptance originated in Montana in 2025 was 5.69%, against a statewide median of 6.63%.
About this data. Figures are Traditional Mortgage Acceptance's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology