Traditional Mortgage Acceptance in Maine vs the state
27.8%Denial rate+11.45 pts vs state
29.4%Decision denial rate+9.33 pts vs state
66.7%Origination rate+4.50 pts vs state
6.00%Median rate-0.88 pts vs state
—Rate spread (pts)
$22kMedian applicant income
12Loans originated
5Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 5 | 14.3% | 6.50% | #229 |
| 2025 | 18 | 12 | 27.8% | 6.00% | #179 |
What Traditional Mortgage Acceptance lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Traditional Mortgage Acceptance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 3 | 1 | 2 | 66.7% |
| Cumberland County | 3 | 2 | 0 | 0.0% |
| Oxford County | 2 | 2 | 0 | 0.0% |
| Androscoggin County | 2 | 1 | 1 | 50.0% |
| Waldo County | 2 | 1 | 1 | 50.0% |
| Sagadahoc County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Penobscot County | 1 | 0 | 1 | 100.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 18 applications in 2025, of which 12 were originated and 5 denied.
27.8% of all applications, or 29.4% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Traditional Mortgage Acceptance originated in Maine in 2025 was 6.00%, against a statewide median of 6.88%.
About this data. Figures are Traditional Mortgage Acceptance's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology