Towne Mortgage in Ohio vs the state
4.6%Denial rate-13.09 pts vs state
4.9%Decision denial rate-16.95 pts vs state
75.9%Origination rate+15.96 pts vs state
6.50%Median rate-0.38 pts vs state
0.47Rate spread (pts)+0.08 pts vs state
$83kMedian applicant income
66Loans originated
4Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 60 | 41 | 6.7% | 6.88% | #367 |
| 2024 | 71 | 48 | 2.8% | 6.63% | #357 |
| 2025 | 87 | 66 | 4.6% | 6.50% | #345 |
What Towne Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ashtabula County | 13 | 11 | 0 | 0.0% |
| Franklin County | 8 | 7 | 0 | 0.0% |
| Lucas County | 6 | 4 | 0 | 0.0% |
| Pickaway County | 4 | 4 | 0 | 0.0% |
| Cuyahoga County | 4 | 2 | 0 | 0.0% |
| Lake County | 4 | 4 | 0 | 0.0% |
| Mahoning County | 3 | 2 | 0 | 0.0% |
| Shelby County | 3 | 2 | 1 | 33.3% |
| Delaware County | 3 | 1 | 0 | 0.0% |
| Montgomery County | 3 | 2 | 1 | 33.3% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 87 applications in 2025, of which 66 were originated and 4 denied.
4.6% of all applications, or 4.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Towne Mortgage originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology