Towne Mortgage in Missouri vs the state
7.4%Denial rate-7.70 pts vs state
7.9%Decision denial rate-10.83 pts vs state
70.5%Origination rate+7.87 pts vs state
6.50%Median rate-0.13 pts vs state
0.38Rate spread (pts)+0.03 pts vs state
$74kMedian applicant income
134Loans originated
14Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 79 | 4.4% | 6.63% | #221 |
| 2024 | 176 | 131 | 4.0% | 6.63% | #184 |
| 2025 | 190 | 134 | 7.4% | 6.50% | #190 |
What Towne Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 38 | 27 | 2 | 5.3% |
| St. Charles County | 16 | 13 | 1 | 6.3% |
| Jackson County | 12 | 8 | 0 | 0.0% |
| Newton County | 12 | 9 | 0 | 0.0% |
| St. Louis city | 11 | 7 | 0 | 0.0% |
| Franklin County | 9 | 5 | 2 | 22.2% |
| Jasper County | 8 | 6 | 0 | 0.0% |
| Jefferson County | 8 | 7 | 0 | 0.0% |
| Cole County | 6 | 6 | 0 | 0.0% |
| Miller County | 5 | 3 | 1 | 20.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 190 applications in 2025, of which 134 were originated and 14 denied.
7.4% of all applications, or 7.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Towne Mortgage originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology