Toll Brothers Mortgage · Colorado · 2025

Toll Brothers Mortgage in Colorado: approval rate, denial rate and rates (2025)

Toll Brothers Mortgage took 560 mortgage applications in Colorado in 2025, ranking #100 of 1,114 lenders active in the state. It originated 59.8% of them and denied 8.9% (9.6% of the applications it decided), against a statewide denial rate of 15.6%.

560Applicationsin CO
9.6%Decision denial ratestate 19.7%
5.99%Median ratestate 6.63%
$655,000Median loanstate $325,000
$207MVolume8 counties

Toll Brothers Mortgage in Colorado vs the state

8.9%Denial rate-6.70 pts vs state
9.6%Decision denial rate-10.04 pts vs state
59.8%Origination rate-0.20 pts vs state
5.99%Median rate-0.63 pts vs state
-0.23Rate spread (pts)-0.38 pts vs state
$210kMedian applicant income
335Loans originated
50Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234631697.3%6.13%#101
20244962837.1%6.25%#97
20255603358.9%5.99%#100

What Toll Brothers Mortgage lends in Colorado

By loan purpose

Home purchase 559 100% · 8.9% denied
Refinance 1 0% · 0.0% denied

By loan type

Conventional 470 84% · 6.4% denied
FHA 34 6% · 29.4% denied
VA 56 10% · 17.9% denied

Why it denied Colorado applicants

Debt-to-income ratio 41 82%
Insufficient cash 5 10%
Credit history 3 6%
Employment history 1 2%

Where in Colorado

Counties with the most Toll Brothers Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 24615818 7.3%
El Paso County 974316 16.5%
Boulder County 88654 4.5%
Larimer County 67335 7.5%
Jefferson County 38213 7.9%
Adams County 1383 23.1%
Arapahoe County 1061 10.0%
Elbert County 110 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 560 applications in 2025, of which 335 were originated and 50 denied.

8.9% of all applications, or 9.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Toll Brothers Mortgage originated in Colorado in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology