Together Credit Union in Colorado vs the state
18.2%Denial rate+2.55 pts vs state
22.2%Decision denial rate+2.56 pts vs state
63.6%Origination rate+3.62 pts vs state
8.00%Median rate+1.38 pts vs state
0.70Rate spread (pts)+0.55 pts vs state
$115kMedian applicant income
14Loans originated
4Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 12 | 30.8% | 4.99% | #367 |
| 2024 | 33 | 16 | 24.2% | 8.63% | #342 |
| 2025 | 22 | 14 | 18.2% | 8.00% | #408 |
What Together Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Together Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Larimer County | 11 | 6 | 3 | 27.3% |
| Weld County | 3 | 2 | 0 | 0.0% |
| Adams County | 3 | 2 | 1 | 33.3% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Las Animas County | 1 | 1 | 0 | 0.0% |
| Routt County | 1 | 1 | 0 | 0.0% |
| El Paso County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 22 applications in 2025, of which 14 were originated and 4 denied.
18.2% of all applications, or 22.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Together Credit Union originated in Colorado in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Together Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology