Third Federal Savings and Loan Association of Cleveland in Kansas vs the state
53.3%Denial rate+38.30 pts vs state
57.1%Decision denial rate+38.86 pts vs state
40.0%Origination rate-23.82 pts vs state
6.77%Median rate+0.14 pts vs state
0.22Rate spread (pts)-0.08 pts vs state
$111kMedian applicant income
6Loans originated
8Denied
What Third Federal Savings and Loan Association of Cleveland lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Third Federal Savings and Loan Association of Cleveland applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 4 | 0 | 3 | 75.0% |
| Johnson County | 4 | 3 | 1 | 25.0% |
| Sedgwick County | 2 | 1 | 1 | 50.0% |
| Miami County | 1 | 1 | 0 | 0.0% |
| Osage County | 1 | 1 | 0 | 0.0% |
| Lyon County | 1 | 0 | 1 | 100.0% |
| Reno County | 1 | 0 | 1 | 100.0% |
| Allen County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 15 applications in 2025, of which 6 were originated and 8 denied.
53.3% of all applications, or 57.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Third Federal Savings and Loan Association of Cleveland originated in Kansas in 2025 was 6.77%, against a statewide median of 6.63%.
About this data. Figures are Third Federal Savings and Loan Association of Cleveland's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology