The Old Fort Banking in Ohio vs the state
9.1%Denial rate-8.64 pts vs state
9.6%Decision denial rate-12.28 pts vs state
75.3%Origination rate+15.41 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
183Loans originated
22Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 287 | 233 | 7.7% | 6.50% | #165 |
| 2024 | 211 | 161 | 10.9% | — | #211 |
| 2025 | 243 | 183 | 9.1% | — | #213 |
What The Old Fort Banking lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most The Old Fort Banking applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 79 | 65 | 8 | 10.1% |
| Seneca County | 50 | 38 | 2 | 4.0% |
| Montgomery County | 23 | 18 | 2 | 8.7% |
| Hancock County | 18 | 12 | 1 | 5.6% |
| Sandusky County | 15 | 10 | 3 | 20.0% |
| Warren County | 9 | 7 | 0 | 0.0% |
| Ottawa County | 7 | 7 | 0 | 0.0% |
| Wood County | 6 | 4 | 1 | 16.7% |
| Franklin County | 4 | 3 | 0 | 0.0% |
| Clinton County | 3 | 0 | 1 | 33.3% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 243 applications in 2025, of which 183 were originated and 22 denied.
9.1% of all applications, or 9.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Old Fort Banking's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology