The Loan Store in Montana vs the state
5.8%Denial rate-8.98 pts vs state
6.6%Decision denial rate-12.09 pts vs state
73.0%Origination rate+11.01 pts vs state
6.38%Median rate-0.25 pts vs state
0.02Rate spread (pts)-0.22 pts vs state
$122kMedian applicant income
100Loans originated
8Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 67 | 41 | 10.5% | 6.49% | #72 |
| 2025 | 137 | 100 | 5.8% | 6.38% | #57 |
What The Loan Store lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gallatin County | 37 | 34 | 0 | 0.0% |
| Missoula County | 19 | 12 | 1 | 5.3% |
| Flathead County | 17 | 12 | 1 | 5.9% |
| Yellowstone County | 13 | 7 | 2 | 15.4% |
| Lewis and Clark County | 10 | 8 | 0 | 0.0% |
| Ravalli County | 8 | 4 | 2 | 25.0% |
| Lincoln County | 4 | 2 | 1 | 25.0% |
| Lake County | 4 | 2 | 0 | 0.0% |
| Sanders County | 4 | 4 | 0 | 0.0% |
| Park County | 3 | 2 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 137 applications in 2025, of which 100 were originated and 8 denied.
5.8% of all applications, or 6.6% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans The Loan Store originated in Montana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology