The Loan Store in Kansas vs the state
8.9%Denial rate-6.18 pts vs state
9.5%Decision denial rate-8.76 pts vs state
71.2%Origination rate+7.42 pts vs state
6.88%Median rate+0.25 pts vs state
0.48Rate spread (pts)+0.18 pts vs state
$118kMedian applicant income
161Loans originated
20Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 72 | 42 | 11.1% | 7.13% | #175 |
| 2024 | 95 | 61 | 10.5% | 7.00% | #157 |
| 2025 | 226 | 161 | 8.9% | 6.88% | #92 |
What The Loan Store lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 110 | 82 | 10 | 9.1% |
| Sedgwick County | 41 | 34 | 0 | 0.0% |
| Wyandotte County | 21 | 12 | 4 | 19.0% |
| Butler County | 7 | 5 | 0 | 0.0% |
| Riley County | 7 | 7 | 0 | 0.0% |
| Douglas County | 6 | 4 | 1 | 16.7% |
| Leavenworth County | 5 | 2 | 0 | 0.0% |
| Geary County | 4 | 4 | 0 | 0.0% |
| Miami County | 3 | 2 | 0 | 0.0% |
| Linn County | 3 | 3 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 226 applications in 2025, of which 161 were originated and 20 denied.
8.9% of all applications, or 9.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans The Loan Store originated in Kansas in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology