The Huntington National Bank · Washington · 2025

The Huntington National Bank in Washington: approval rate, denial rate and rates (2025)

The Huntington National Bank took 80 mortgage applications in Washington in 2025, ranking #260 of 822 lenders active in the state. It originated 82.5% of them and denied 2.5% (2.9% of the applications it decided), against a statewide denial rate of 15.7%.

80Applicationsin WA
2.9%Decision denial ratestate 19.5%
6.88%Median ratestate 6.63%
$870,000Median loanstate $335,000
$174MVolume19 counties

The Huntington National Bank in Washington vs the state

2.5%Denial rate-13.15 pts vs state
2.9%Decision denial rate-16.68 pts vs state
82.5%Origination rate+21.44 pts vs state
6.88%Median rate+0.25 pts vs state
0.45Rate spread (pts)+0.26 pts vs state
$344kMedian applicant income
66Loans originated
2Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023119916.7%6.63%#203
202485761.2%6.63%#236
202580662.5%6.88%#260

What The Huntington National Bank lends in Washington

By loan purpose

Home purchase 64 80% · 3.1% denied
Refinance 14 18% · 0.0% denied
Cash-out refinance 2 3% · 0.0% denied

By loan type

Conventional 79 99% · 2.5% denied
VA 1 1% · 0.0% denied

Why it denied Washington applicants

Debt-to-income ratio 2 100%

Where in Washington

Counties with the most The Huntington National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 22162 9.1%
Pierce County 980 0.0%
Clark County 860 0.0%
Spokane County 860 0.0%
Snohomish County 760 0.0%
Thurston County 540 0.0%
Skagit County 440 0.0%
Kitsap County 330 0.0%
Whitman County 220 0.0%
Whatcom County 220 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 80 applications in 2025, of which 66 were originated and 2 denied.

2.5% of all applications, or 2.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans The Huntington National Bank originated in Washington in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology