The Genoa Banking in Ohio vs the state
5.2%Denial rate-12.50 pts vs state
5.6%Decision denial rate-16.30 pts vs state
79.0%Origination rate+19.11 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
320Loans originated
21Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 423 | 360 | 4.3% | 6.99% | #131 |
| 2024 | 444 | 355 | 5.6% | 6.75% | #131 |
| 2025 | 405 | 320 | 5.2% | — | #163 |
What The Genoa Banking lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most The Genoa Banking applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lucas County | 171 | 129 | 8 | 4.7% |
| Ottawa County | 104 | 81 | 6 | 5.8% |
| Wood County | 72 | 65 | 2 | 2.8% |
| Sandusky County | 27 | 23 | 1 | 3.7% |
| Erie County | 11 | 8 | 1 | 9.1% |
| Fulton County | 6 | 4 | 1 | 16.7% |
| Henry County | 4 | 2 | 0 | 0.0% |
| Hancock County | 4 | 3 | 1 | 25.0% |
| Huron County | 2 | 1 | 1 | 50.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 405 applications in 2025, of which 320 were originated and 21 denied.
5.2% of all applications, or 5.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Genoa Banking's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology