The First National Bank of McConnelsville · Ohio · 2025

The First National Bank of McConnelsville in Ohio: approval rate, denial rate and rates (2025)

The First National Bank of McConnelsville took 65 mortgage applications in Ohio in 2025, ranking #375 of 1,092 lenders active in the state. It originated 84.6% of them and denied 4.6% (5.2% of the applications it decided), against a statewide denial rate of 17.7%.

65Applicationsin OH
5.2%Decision denial ratestate 21.9%
Median ratestate 6.88%
$115,000Median loanstate $155,000
$12MVolume10 counties

The First National Bank of McConnelsville in Ohio vs the state

4.6%Denial rate-13.07 pts vs state
5.2%Decision denial rate-16.72 pts vs state
84.6%Origination rate+24.72 pts vs state
Median rate
Rate spread (pts)
$81kMedian applicant income
55Loans originated
3Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023105855.7%#295
2024715116.9%#358
202565554.6%#375

What The First National Bank of McConnelsville lends in Ohio

By loan purpose

Home purchase 36 55% · 2.8% denied
Refinance 3 5% · 0.0% denied
Cash-out refinance 16 25% · 0.0% denied
Home improvement 2 3% · 50.0% denied
Other / HELOC 8 12% · 12.5% denied

By loan type

Conventional 65 100% · 4.6% denied

Where in Ohio

Counties with the most The First National Bank of McConnelsville applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Morgan County 28260 0.0%
Athens County 24191 4.2%
Perry County 421 25.0%
Hocking County 220 0.0%
Washington County 211 50.0%
Muskingum County 110 0.0%
Meigs County 110 0.0%
Summit County 110 0.0%
Madison County 110 0.0%
Licking County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 65 applications in 2025, of which 55 were originated and 3 denied.

4.6% of all applications, or 5.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The First National Bank of McConnelsville's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology